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Renita Sefton: A parent is obligated to see that their child does not drive without car insurance but not obligated to pay their car insurance. As far as not paying auto insurance in an effort to teach financial prudence having the child pay their own auto insurance, rushing things along like that can easily backfire but reminding her of your generosity isn't so bad.
Torri Tippey: She should pay for it. It'll teach her some responsibility, and teach her to be more wise with her money, even if it's only $80 per month. She'll slowly start to learn how much it costs to live, with the more bills she aquires.You already bought her a car, the least she can do is insure it.
Lucien Hellerman: It is without a shadow of a doubt your kid's responsibility.You furnished her with the car, which is more than a lot of kids get from their parents. Since the cell phone is her only other financial responsibility, it really should! n't be that hard to pick up a part-time job and save enough money to pay her car insurance AND cell phone bill.I fear that by heeding your husband's advice, your daughter's frivolous spending habit will only worsen as she gets older and moves into the "real world" with the rest of us. And Lord help her if she turns out like the lady who was in front of me at the grocery store the other day, who bought $53 worth of cigarettes with cash and then used food stamps to buy $47 worth of food for herself and her child! Talk about misplaced priorities! My fear is that your daughter will have misplaced priorities, as well, if not forced to pay for the necessities from a young age.Look, I paid for my own insurance, which was similar in price to your daughter's. I didn't have a lot of money to just go and blow every summer when we got out of school-- which was probably a good thing, in hindsight. Now that I'm out in the working world, many of my classmates from high school are popping ! out kids at 22 years-old, buying houses with little or no mone! y down, and driving shiny, new cars. They're up to their eyeballs in debt and struggling to make all their bills, groceries, and credit card payments every month. Meanwhile, I'm still driving my modest little pickup truck, and I don't have any credit cards, and I still deny myself the daily or weekly "splurge" that so many feel entitled to because I'm putting about 75 percent of my income away in a savings account so we can buy a house. I do all this because I know it's right and that it pays off in the long term by giving my wife and me more financial security. For example, we recently had our 20-plus year-old washing machine crap out on us (hey, we only paid $25 for it about five years ago) and were able to go buy a brand-new washer and dryer set ($1,000) without even flinching.Now is the time for your daughter to learn financial responsibility. If not now, she'll spend the rest of her life learning about it the hard way....Show more
Travis Sherrock: you say she irr! esponsible time she grow up your not helping her when she can fall back on you tine tow cut the strings for your self as well as her
Ester Bryand: Since she has a job and can afford to pay her own insurance I think that she should pay it. My parents never paid my car ins. that was always my responsibility. Yes make her pay it. Teach her now that there are certain places that you money has to go. That's cheap ins. too. Where I live a teenager would have to pay 300 - 400 a month.
Jess Grizzel: your child will soon be an adult. it would be only fair that she pays for her own insurance, since you gave her the car, there are responsibilities that comes with a car, if she wants to drive, then she should pay for it her self. your husband is right in a sense, when they are kids, but your child is considered an adult at 18. tell your husband to cut the apron string and let your daughter grow up and be responsible for what she does in life, she has to pay her own wa! y.
Dick Baumgarten: i think you should make her pay it will set h! er up for the future teaching her to manage her money and pay bills on time one of my friends is 22 and her parents still pay for all of her bills i am 22 have my on apartment 2 kids and a car and i never need help from my parents because when i was age 14 my parents made me get a job pay rent buy some food help out and they made me save a certain amount of my check every week and always looked at my savings book it really helped prepare me for m life and i am proud of myself for that i love knowing how independant i a and how they are the reason i am who i am!!...Show more
Lyndon Mattas: You shouldn't have gotten her the car to begin with. It is obvious why she is irresponsible with money. YOU purchased the car for her rather than making HER save money to buy a car. Also at 18 being an adult she should be paying rent...but I doubt you'll be expecting her to do that as well. Keep handing her money and she will continue to spend it on nonesense.
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Vickie Sterbenz: pay for it until shes 18, shes an adult then.
Coleman Deliberato: You "gave" her a car?You should have had a discussion before hand about her paying her own insurance; with both your husband and your daughter.Paying her own insurance would certainly lead the way for her to learn responsibility as well as value what she has "earned".
Myron Leftwich: My parents paid for mine until I was out of college. But I also bought my own car and paid my own way through college. They were not able to help me very much.You should talk to her about her spending habits before she ends up in serious debt....Show more
Scot Sepulbeda: make her pay...its her car, and if she is irresponsible with money it would be a good time to change that, i think that paying for insurance would be a good start ;)
Jackson Esmiol: I am an 18 year old, who payed for half of my car. I worked at a shop that closed down in January. I pa! yed for my own insurance when I had this job. Only the last payment was! payed by my mother (we do the pay twice a year plan) because I lost my job due to the economy. I was brought up learning to pay for my own things. Generally I cover my gas and phone as well-(sometimes my parents will pitch in). I believe that if she has a job, the car was GIVEN to her, and she only has to pay for her phone, then absolutely. She should pay or at least help pay her insurance. Perhaps split it half and half....Show more
Lilli Kochel: As a parent, I certainly wouldn't buy my child a car. I may set up something that if he can come up with half, I may match it...but I need to see some responsibility. Some hard work to understand the value of the purchase. Parents who just 'give' their kids these things never teach them anything...I know it's not what you want to hear, but it is what it is. PLUS, if you say that you have been driving for a long time, that shows that you are certainly NOT responsible, considering you should not be driving at all until you ha! ve a permit and/or a license. Then, on top of all that a Ford Expedition will cost you an arm and a leg in gas! You need to get yourself a good reliable car with good gas mileage or you will not be driving much unless you got a good job, plus don't forget about paying for insurance! I know that doesn't really help you, but it is what it is. =o)...Show more
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Indira Wassell: i think your daughter should pay for it herself. she needs to learn how to be more responable with money so by doin this it should make her watch what she spends he rmoney on
Cliff Tyre: Until she's 18. Then make her pay. If she don't like, her don't drive. That simple.
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